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Kentucky Department of Financial Institutions

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Statutes and Regulations

Kentucky Revised Statutes, Kentucky Administrative Regulations and other useful information regarding Kentucky law can be found on the Kentucky Legislature Web site. The Kentucky Financial Services Code was created in 2006 after 11 different chapters of the Kentucky Revised Statutes were combined into a single chapter, KRS Chapter 286. Click the following link for more information on the renumbering[Doc 26K] If you have a suggestion for legislative/regulatory changes please e-mail it to kfi@ky.gov.

Banks and Trusts
Credit Unions

    Statutes and Administrative Regulations
    KRS 286.6 Credit Unions
    808 KAR 3 Credit Unions

Consumer and Industrial Loans

    Statutes and Administrative Regulations
    KRS 286.4 Consumer Loan Companies
    808 KAR 6 Consumer Loan
    KRS 286.7 Industrial Loan Corporations
    808 KAR 5 Industrial Loan
    Other Business Exceptions
    KRS 286.4-470(1)
    Authority to Issue Credit Cards Citifinancial [PDF 49.5KB]
    Authority to Issue Credit Cards HSBC [PDF 65.5KB] 
    Authority to Issue Credit Cards Wells Fargo [PDF 41.4KB]

Mortgage Banking

    Statutes and Administrative Regulations
    KRS 286.8 Mortgage Loan Companies and Brokers

PLEASE NOTE: House Bill 552 was signed into law April 24 and updates many portions of KRS 286.8. Because it passed the 2008 General Assembly with an emergency clause, most of it takes effect immediately. Please review the bill as well as the statute until the law is updated accordingly.

    808 KAR 12 Mortgage Loan 
    Enforcement Actions

Money Transmitters

    Statutes and Administrative Regulations
    KRS 286.11 Kentucky Money Transmitters

Deferred Deposit and Check Cashing
Securities

    Securities Regulations
    KRS 292 Securities Act of Kentucky
    808 KAR 10 Securities Regulations
    DeMinimus Rules [PDF 35KB]
    Enforcement Actions

Orders

     Orders and notices can be found on the Advisory Opinions page.

Miscellaneous

     Request for Notification of Administrative Regulation [PDF 70KB]

 

Office of Financial Institutions
1025 Capital Center Drive
Suite 200
Frankfort, KY 40601
Phone: 502-573-3390
Toll free: 800-223-2579

Fax: 502-573-0086
E-mail:
kfi@ky.gov

 

Last Updated 6/11/2008
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